Construction
- Customization: Construction mortgages allow you to build a custom home that meets your specific needs and preferences, giving you control over the design, layout, and finishes.
- Flexibility: Unlike purchasing a pre-existing home, construction mortgages offer more flexibility in terms of location, as they allow you to build on a lot of your choice, subject to zoning and land use restrictions.

Discover the ideal mortgage for you.
At the Pearl Gates, customers can choose from a range of mortgage deals tailored to their unique needs. Explore the different options with cater best to your needs!

What is the maximum loan amount I can obtain?
Mortgage calculators are online tools that can help you estimate your monthly mortgage payments based on factors such as the loan amount, interest rate, and repayment term.

Construction Guides
- Flexibility: Unlike purchasing a pre-existing home, construction mortgages offer more flexibility in terms of location, as they allow you to build on a lot of your choice, subject to zoning and land use restrictions.
- Lower Initial Costs: In some cases, the cost of building a home through a construction mortgage may be lower than purchasing a pre-existing home, particularly if you're able to do some of the construction work yourself.